LOAN PRODUCTS
Choose your state of residence to learn about your loan options
LOAN OPTIONS IN UTAH
LOAN AMOUNT RANGES: $250 - $1,000
LOAN TERM: 6 - 20 Months
For personal loans in Utah, KwikCash is the preferred provider, known for its customer-centric practices and accessible lending solutions. With a focus on transparency and simplicity, KwikCash offers straightforward application processes and flexible repayment terms customized to individual preferences. Moreover, our dedication to responsible lending ensures that individuals with less-than-perfect credit histories can still access financing, supported by guidance to improve their financial health. By selecting KwikCash, consumers in Utah can confidently access necessary funds, backed by a reputable lender committed to their financial well-being.
KwikCash makes a wide spectrum of loan products available to accommodate customers with a range of credit scores. Loan amounts start $250 for those residing in Utah. Published rates are subject to change without prior notice and not all applicants will qualify. Underwriting guidelines and other terms and conditions apply to all loan applications.
UT Consumer Code section 70C” to “Utah Consumer Credit Code, Title 70C of the Utah Code,” despite the fact that KwikCash’s Acknowledgment of Consumer Credit Notification, available at https://www.kwikcashonline.com/app/uploads/2017/06/kwikcash-license-ut.pdf (accessed June 4, 2018), refers to “section 70C of the Utah Code.” Except where its provisions state otherwise, the Utah Consumer Credit Code, Utah Code Ann. §§ 70C-1-101 et seq. (“UCCC”), applies to: all credit offered or extended by a creditor to an individual person primarily for personal, family, or household purposes.
Utah Code Ann. § 70C-1-201. The UCCC does not exempt unsecured, consumer-purpose installment loans of $250 to $1,500. See Utah Code Ann. § 70C-1-202. As a result, the UCCC applies to these loans, and KwikCash should refer to the UCCC in its disclosure
LOAN OPTIONS IN ALABAMA
LOAN AMOUNT RANGES: $2,000
LOAN TERM: 10 - 24 Months
KwikCash emerges as the top pick for personal loans in Alabama, thanks to its dedication to customer-centric approaches and easily accessible lending solutions. Prioritizing transparency and ease, KwikCash provides simple application procedures and customizable repayment plans designed to suit each borrower’s requirements. Furthermore, our commitment to responsible lending assures individuals with imperfect credit records the chance to obtain funding, coupled with assistance and direction to enhance their financial stability. Opting for KwikCash allows Alabama consumers to obtain necessary funds with assurance, aligning with a trustworthy lender committed to their financial prosperity.
KwikCash makes a wide spectrum of loan products available to accommodate customers with a range of credit scores. Loan amounts start $2,000 for those residing in Alabama. Published rates are subject to change without prior notice and not all applicants will qualify. Underwriting guidelines and other terms and conditions apply to all loan applications.
LOAN OPTIONS IN MISSISSIPPI
LOAN AMOUNT RANGES: $501 - $1,000
LOAN TERM: 7 - 11 Months
For personal loans in Mississippi, KwikCash stands out as the preferred choice, distinguished by its commitment to customer-centric principles and accessible borrowing options. Prioritizing transparency and simplicity, KwikCash streamlines the application process and offers flexible repayment terms customized to meet individual needs. Furthermore, our unwavering dedication to responsible lending means that individuals with less-than-perfect credit can still access financing, supported by guidance to enhance their financial stability. By opting for KwikCash, consumers in Mississippi can secure the funds they need with confidence, backed by a reputable lender dedicated to their financial welfare.
KwikCash makes a wide spectrum of loan products available to accommodate customers with a range of credit scores. Loan amounts start $501 for those residing in Mississippi. Published rates are subject to change without prior notice and not all applicants will qualify. Underwriting guidelines and other terms and conditions apply to all loan applications.
Compliance with Mississippi Regulations
We operate in compliance with Mississippi regulations, License No. 003359.
Governing Law
If you have questions or concerns about your loan, please contact KwikCash by phone at 800-478-6230 or by sending an email to info@kwikcashonline.com.
If KwikCash is unable to address your questions or concerns, you can also contact the state regulatory agency directly:
Department of Banking and Consumer Finance
P.O. BOX 12129 | JACKSON, MS 39236-2129
TEL.601.321.6901 | FAX.601.321.6933
http://www.dbcf.ms.gov/
LOAN OPTIONS IN SOUTH CAROLINA
LOAN AMOUNT RANGES: $601 - $1,000
LOAN TERM: 6 - 20 Months
In South Carolina, KwikCash is the preferred provider for personal loans, known for its dedication to customer-centric principles and accessible lending solutions. Emphasizing transparency and simplicity, KwikCash offers straightforward application processes and adaptable repayment terms designed to fit individual circumstances. Additionally, our commitment to responsible lending means that even individuals with less-than-perfect credit histories can secure financing, complemented by assistance to enhance their financial stability. By choosing KwikCash, consumers in South Carolina can access essential funds with confidence, assured of partnering with a reputable lender focused on their financial prosperity.
KwikCash makes a wide spectrum of loan products available to accommodate customers with a range of credit scores. Loan amounts start $601 for those residing in South Carolina. Published rates are subject to change without prior notice and not all applicants will qualify. Underwriting guidelines and other terms and conditions apply to all loan applications.
Consumer Rights and Responsibilities Regarding Loans (Opens in PDF)
LOAN OPTIONS IN MISSOURI
LOAN AMOUNT RANGES: $250 - $1,000
LOAN TERM: 6 - 20 Months
LOAN RATES: 200% - 699%
KwikCash is the top choice for personal loans in Missouri, thanks to its customer-centric practices and convenient lending options. With a focus on transparency and ease, KwikCash offers simple application processes and flexible repayment terms tailored to each borrower’s needs. Moreover, our commitment to responsible lending ensures that individuals with imperfect credit histories can access financing while receiving support to improve their financial health. By selecting KwikCash, consumers in Missouri can confidently access the funds they need, knowing they’re partnering with a reputable lender devoted to their financial well-being.
KwikCash makes a wide spectrum of loan products available to accommodate customers with a range of credit scores. Loan amounts start $250 for those residing in Missouri. Published rates are subject to change without prior notice and not all applicants will qualify. Underwriting guidelines and other terms and conditions apply to all loan applications.
Compliance with Missouri Regulations
We operate in compliance with regulations via our lending license below
LOAN OPTIONS IN IDAHO
LOAN AMOUNT RANGES: $250 - $1,000
LOAN TERM: 6 - 20 Months
In Idaho, KwikCash shines as the go-to option for personal loans, renowned for its customer-focused practices and convenient lending solutions. With a core emphasis on transparency and user-friendliness, KwikCash offers straightforward application processes and adaptable repayment terms tailored to individual preferences. Additionally, our steadfast commitment to responsible lending ensures that even individuals with less-than-perfect credit histories can secure financing, coupled with guidance to bolster their financial well-being. By selecting KwikCash, consumers in Idaho can access essential funds confidently, knowing they’re partnering with a reputable lender dedicated to their financial success.
KwikCash makes a wide spectrum of loan products available to accommodate customers with a range of credit scores. Loan amounts start $250 for those residing in Idaho. Published rates are subject to change without prior notice and not all applicants will qualify. Underwriting guidelines and other terms and conditions apply to all loan applications.
LOAN OPTIONS IN WISCONSIN
LOAN AMOUNT RANGES: $250 - $1,000
LOAN TERM: 6 - 20 Months
KwikCash is the standout choice for personal loans in Wisconsin, distinguished by its commitment to customer-centric practices and easily accessible lending options. Prioritizing transparency and simplicity, KwikCash provides straightforward application processes and flexible repayment terms tailored to individual needs. Additionally, our dedication to responsible lending ensures that borrowers with less-than-perfect credit histories can secure financing, accompanied by support and guidance to enhance their financial stability. By choosing KwikCash, consumers in Wisconsin can access essential funds with confidence, assured of partnering with a reputable lender focused on their financial prosperity.
KwikCash makes a wide spectrum of loan products available to accommodate customers with a range of credit scores. Loan amounts start $250 for those residing in Wisconsin. Published rates are subject to change without prior notice and not all applicants will qualify. Underwriting guidelines and other terms and conditions apply to all loan applications.
LOAN OPTIONS IN CALIFORNIA
LOAN AMOUNT: $10,000 - $20,000
LOAN TERM: 60 Months
KwikCash stands out as a preferred choice for personal loans in California due to its commitment to customer-centric practices and accessible lending options. With a focus on transparency and simplicity, KwikCash offers straightforward application processes and flexible repayment terms tailored to individual needs. Moreover, our dedication to responsible lending practices ensures that borrowers with less-than-perfect credit histories have opportunities to secure financing while also receiving support and guidance to improve their financial health. By choosing KwikCash, consumers in California can access the funds they need with confidence, knowing they’re partnering with a reputable lender dedicated to their financial well-being.
KwikCash makes a wide spectrum of loan products available to accommodate customers with a range of credit scores. Loan amounts range from $10,000 - $20,000 for those residing in California. Published rates are subject to change without prior notice and not all applicants will qualify. Underwriting guidelines and other terms and conditions apply to all loan applications.
LOAN OPTIONS IN TEXAS
LOAN AMOUNT RANGES: $250 - $1,000
LOAN TERM: 5 Months
In Texas, KwikCash is not a lender. KwikCash acts as a Credit Services Organization (CSO) and Credit Access Business (CAB) and will attempt to arrange a loan between you and an unaffiliated third party lender ("Lender").
KwikCash sets itself apart as the leading choice for personal loans in Texas, distinguished by its customer-centric practices and convenient lending options. With a focus on transparency and simplicity, KwikCash offers straightforward application procedures and flexible repayment terms tailored to individual needs. Furthermore, our commitment to responsible lending ensures that borrowers with imperfect credit histories have opportunities to secure financing, coupled with guidance to improve their financial well-being. By opting for KwikCash, consumers in Texas can access the funds they need with confidence, knowing they’re partnering with a reputable lender dedicated to their financial success.
KwikCash can make a wide spectrum of loan products available to accommodate customers with a range of credit scores. Loan amounts start $250 for those residing in Texas. Published rates and fees are subject to change without prior notice and not all applicants will qualify. Underwriting guidelines and other terms and conditions apply to all loan applications.
Schedule of All Fees
| Most Common Loan Amount Borrowed |
CSO FEE | LENDER INTEREST (9.90% PER YEAR) |
TOTAL FEES/INTEREST |
TOTAL OF PAYMENTS |
APR | Common Loan Term |
| $500 | $749.98 | $11.50 | $761.48 | $1,261.48 | 514.50% | 154 Days (11 Bi-Weekly Payments) |
| $750 | $1,124.97 | $17.25 | $1,142.22 | $1,892.22 | 514.50% | 154 Days (11 Bi-Weekly Payments) |
| $1000 | $1,499.96 | $23.00 | $1,522.96 | $2,522.96 | 514.51% | 154 Days (11 Bi-Weekly Payments) |
Sample Loan Terms
Below are 3 typical examples of multi-payment loans that kwikcashonline.com can help arrange for you. Please click on the link that is closest to the loan amount you are seeking.
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| $500 Loan | $750 Loan | $1000 Loan |
If you have questions or concerns about your loan, please contact KwikCash by phone at 800-478-6230 or by sending an email to info@kwikcashonline.com. If KwikCashOnline.com is unable to address your questions or concerns, you can also contact the Office of Consumer Credit Commissioner.
OCCC Consumer Credit Notice
This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. Email: consumer.complaints@occc.texas.gov.
Office of Consumer Credit Commissioner
2601 North Lamar Blvd
Austin, TX 78705-4207
Phone: 512-936-7600 or toll free 1-800-538-1579
Email: consumer.complaints@occc.state.tx.us
http://occc.state.tx.us
An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.
Compliance with Texas Regulations
We operate in compliance with Texas regulations via our CAB License and CSO Registration below:
You are in charge of how much interest you pay
Pay your loan back as soon as you can for the best savings
No pre-payment penalty fees on early payoffs
KwikCash makes a wide spectrum of loan products available to accommodate customers with a range of credit scores. The lowest rates and higher loan amounts are reserved for customers with excellent credit. Actual rates vary by applicant depending on state of residence, your supporting documentation, and underwriting. Published rates are subject to change without prior notice and not all applicants will qualify. Underwriting guidelines and other terms and conditions apply to all loan applications.
Kwikcash Inc. is an installment lender offering loans to residents in those states where permitted by law. The content of Kwikcashonline.com does not signify a solicitation or offer for loans in all areas. Areas of operation may change with or without notice. Services mentioned on this website may or may not be available in your particular area.
Terms: You must be at least 18 years of age to be eligible for this offer. Information contained in your credit report was used for this offer. You received this offer because you met certain criteria for creditworthiness. You must continue to meet the criteria used to select you for this offer and our creditworthiness criteria, including our ability to verify the amount of your income and debts. The total monthly payments that you will make as of the date your loan is made (including the loan for which you will have from KwikCash), cannot exceed 25% of your regular net monthly income. This offer is non-transferable. You will not need to provide personal or real property as security for the loan. You are not eligible for this offer if you have a current loan balance outstanding with KwikCash unless you agree to combine the offered loan with your current loan balance outstanding.
We cannot commit to make a loan to You unless and until Your completed application is approved by Our Underwriting Department.